What I don't get is what I do with that path...

I'm using SmartFTP.

What is the url to that then? http://www.pcplayground.com/home/pcplay/"mysubdomain"/www/cgi-bin?

Do I make a folder with a path of "mysubdomain/www/cgi-bin" and then upload the cgi files to the cgi-bin part?

My last host just had me make my own bin... :( "mysubdomain/cgi-bin" - now THAT I could understand :D